Questions from Financial Markets


Q: What were the reasons for the crisis of the savings institutions industry

What were the reasons for the crisis of the savings institutions industry in the mid-1980s?

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Q: How does the amount of equity as a percentage of assets compare

How does the amount of equity as a percentage of assets compare for finance companies and commercial banks? What accounts for the difference?

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Q: What are the major assets and liabilities held by finance companies?

What are the major assets and liabilities held by finance companies?

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Q: You deposit $10,000 annually into a life insurance fund

You deposit $10,000 annually into a life insurance fund for the next 10 years, after which time you plan to retire. a. If the deposits are made at the beginning of the year and earn an interest rate o...

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Q: Why was the reported rate on motor vehicle loans historically higher for

Why was the reported rate on motor vehicle loans historically higher for a finance company than a commercial bank? Why did this change in 1997?

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Q: What advantages do finance companies have over banks in offering services to

What advantages do finance companies have over banks in offering services to small-business customers?

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Q: Why are finance companies less regulated than commercial banks?

Why are finance companies less regulated than commercial banks?

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Q: Why have finance companies begun to offer more mortgage and home equity

Why have finance companies begun to offer more mortgage and home equity loans?

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Q: What is a wholesale motor vehicle loan?

What is a wholesale motor vehicle loan?

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Q: What signal does a low debt-to-assets ratio for

What signal does a low debt-to-assets ratio for a finance company send to the capital markets?

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