Questions from Personal Finance

Q: What are the six major areas of information that may be included

What are the six major areas of information that may be included on your credit report?

Q: What factors determine your credit score, and how are these factors

What factors determine your credit score, and how are these factors weighted by FICO?

Q: How does a Vantage Score differ from a FICO score?

How does a Vantage Score differ from a FICO score?

Q: How can you improve your credit score, and how long can

How can you improve your credit score, and how long can it take to erase a poor credit history

Q: What constitutes identity theft?

What constitutes identity theft?

Q: Is identity theft only perpetrated to acquire money, goods, or

Is identity theft only perpetrated to acquire money, goods, or services?

Q: Aside from the financial losses, what other negative impacts might a

Aside from the financial losses, what other negative impacts might a victim of identity theft encounter?

Q: Can identity theft occur through legitimate access to your personal information?

Can identity theft occur through legitimate access to your personal information? Explain.

Q: How will the new EMV technology help reduce identify theft?

How will the new EMV technology help reduce identify theft?

Q: The $2,000 credit card balance that the Sampsons are

The $2,000 credit card balance that the Sampsons are carrying, on which they are currently making the minimum payment due, has a credit limit of $10,000. The Sampsons have just received a letter from...