Questions from Personal Finance

Q: Should employers be required to provide employees some type of health insurance

Should employers be required to provide employees some type of health insurance coverage even if it is a group plan, with each employee paying his or her full premium?

Q: Larry and Liz are a young couple both working full time and

Larry and Liz are a young couple both working full time and earning about $70,000 a year. They recently purchased a house and took out a large mortgage. Since both of them work, they own two cars an...

Q: You are considering two different corporate bonds. One is rated AAA

You are considering two different corporate bonds. One is rated AAA by Standard & Poor’s and pays 4.5 percent annual interest. The other bond is rated B by Standard & Poor’s and pays 6.2 percent ann...

Q: Is it ethical to spend more than you make month after month

Is it ethical to spend more than you make month after month? What repercussions could you encounter if you overspend on a regular basis?

Q: Explain the following statement: The potential return on any investment should

Explain the following statement: The potential return on any investment should be directly related to the risk the investor assumes.

Q: We Rent, So Why Do We Need Insurance? 1

We Rent, So Why Do We Need Insurance? 1. Why is it important for people who rent to have insurance? 2. Does the building owner’s property insurance ever cover the tenant’s personal property? 3. What i...

Q: Assume that you are choosing an investment for your retired parents.

Assume that you are choosing an investment for your retired parents. Would you choose a bond issued by the federal government, a state or local government, or a corporation? Justify your answer.

Q: After performing a financial checkup, you realize that you have too

After performing a financial checkup, you realize that you have too much credit card debt. What steps can you take to reduce the amount of money you owe on your credit cards?

Q: Analyze the four methods of determining life insurance requirements. Which method

Analyze the four methods of determining life insurance requirements. Which method is best and why?

Q: Visit a few websites of companies such as Metropolitan Life, New

Visit a few websites of companies such as Metropolitan Life, New York Life, Transamerica Life, Lincoln Benefit Life, or others of your choice. Then summarize the various types of insurance coverage av...