Questions from Personal Finance

Q: Describe these policy provisions commonly found in medical expense plans: (

Describe these policy provisions commonly found in medical expense plans: (a) deductibles, (b) co-insurance, and (c) coordination of benefits.

Q: What are the key provisions of COBRA? How do they relate

What are the key provisions of COBRA? How do they relate to continuation of group coverage when an employee voluntarily or involuntarily leaves the insured group?

Q: Explain the cost containment provisions commonly found in medical expense plans.

Explain the cost containment provisions commonly found in medical expense plans. How might the provision for second surgical opinions help an insurer contain its costs?

Q: What factors have contributed to today’s high costs of health care and

What factors have contributed to today’s high costs of health care and health insurance?

Q: Why should a consumer consider purchasing a long-term care insurance

Why should a consumer consider purchasing a long-term care insurance policy?

Q: Describe the differences among long-term-care policies regarding

Describe the differences among long-term-care policies regarding (a) type of care, (b) eligibility requirements, and (c) services covered. List and discuss some other important policy provisions.

Q: Grant Tyson, a 27-year-old bachelor living in

Grant Tyson, a 27-year-old bachelor living in Arlington, Virginia, has been a high-school teacher for five years. For the past four months, he’s been thinking about buying a Subaru O...

Q: Discuss some of the questions one should ask before buying long-

Discuss some of the questions one should ask before buying long-term-care insurance. What guidelines can be used to choose the right policy?

Q: What is disability income insurance? Explain the waiting-period provisions

What is disability income insurance? Explain the waiting-period provisions found in such policies.

Q: Describe both the liberal and strict definitions used to establish whether an

Describe both the liberal and strict definitions used to establish whether an insured is disabled.