Questions from Personal Finance


Q: What is the annual benefit of parents gifting $300 each year

What is the annual benefit of parents gifting $300 each year to their child if the parents are in the 35 percent bracket and the child is in the 15 percent bracket?

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Q: Why are durable goods considered to be capital expenditures?

Why are durable goods considered to be capital expenditures?

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Q: Why is education a capital expenditure?

Why is education a capital expenditure?

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Q: Why do people purchase a home?

Why do people purchase a home?

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Q: What is the cap rate’s significance in terms of real estate?

What is the cap rate’s significance in terms of real estate?

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Q: What do commodities protect against? What is the downside to commodity

What do commodities protect against? What is the downside to commodity investment?

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Q: Why is investing in gold appealing?

Why is investing in gold appealing?

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Q: How should exchange traded funds (ETF) and other commodities be

How should exchange traded funds (ETF) and other commodities be treated from an investment standpoint? What is their main value? Explain.

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Q: Is the home likely to be a good investment? Explain.

Is the home likely to be a good investment? Explain.

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Q: How are spending decisions made according to the life cycle theory of

How are spending decisions made according to the life cycle theory of savings?

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