Credit freeze is a tool for preventing misuse of one’s personal credit information or identity theft. Since there are various occasions for example at the time of account opening you are required to share some of your credit history or personal information for background verification purposes. This can lead to identity theft or even financial fraud in some cases.
The credit freeze feature is free of cost and allows you to restrict anyone to share your sensitive information in order to rule out the risk of your information being used for opening a new bank account for example. One can freeze or unfreeze credit details anytime.
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