The debt management plan is a debt repayment plan that involves taking up new loans at favorable payment terms and at lower interest rates. But this is usually done through advisory organizations that are normally non-for-profit companies.
These organizations manage your debts and reduce the stress of the borrowers by intelligently repaying your debt from time to time. A borrower just has to make payments to the debt management company and they will do the rest. The debt management companies can negotiate more favorable terms on the borrower's behave.
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