Fair debt collection practices act is a law that lists some practices that are allowed to adopt by third party debt collection organizations. The act mentions some rules for debt collecting companies that restrict them to approach the debtors only during certain working hours and how many times a person should be called.
If the act is violated in any way the debtor can file a suit against the collection agency for damages. This law is a federal law and is not applicable to personal debt collectors like you borrowed from your friend and he may call you during any hours and make you unlimited calls in a day.
CEU’s sole business activity was the collection of dishonored checks received by
Lenvil Miller owed $2,501.61 to the Star
Onondaga Bureau of Medical Economics (OBME), a collection agency for
A Question of Ethics—Fair Debt-Collection Practices. Barry
