An open enrollment period is the time window during which a person can enroll for a health insurance plan. Anyone can enroll during the open enrollment period for individual and family health insurance plans.
If a person misses the time window he will not be eligible for health care in the coming period. However, there are special circumstances called the qualifying events of life that can let you enroll after the enrollment period. These events may include relocating or getting married for example.
If you miss the last date of enrollment, you will have to wait for the next enrollment period and have to pay a penalty.
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