Questions from Financial Markets


Q: When market interest rates increased during the 1960s, thrifts found it

When market interest rates increased during the 1960s, thrifts found it difficult to attract deposits because of which Depression-era policy?

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Q: Explain why the phasing out of Regulation Q by DIDMCA did not

Explain why the phasing out of Regulation Q by DIDMCA did not end the problems faced by the thrifts.

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Q: Explain how zombie institutions are in one sense “dead” but

Explain how zombie institutions are in one sense “dead” but in another sense are still “alive.”

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Q: Which government agency was created to close and liquidate the failed thrifts

Which government agency was created to close and liquidate the failed thrifts?

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Q: Credit unions are similar to commercial banks in that they are both

Credit unions are similar to commercial banks in that they are both depository institutions. Explain how credit unions are also very different from commercial banks.

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Q: When it comes to lending to businesses, credit unions often argue

When it comes to lending to businesses, credit unions often argue they should be allowed to write more business loans, whereas critics contend credit unions’ business lending should be restricted. Exp...

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Q: The first credit unions, or credit cooperatives, in North America

The first credit unions, or credit cooperatives, in North America were started where and when?

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Q: Bobby is interested in borrowing money, but he cannot get a

Bobby is interested in borrowing money, but he cannot get a loan from a depository institution. He turns to a consumer finance company. In what ways are the loans Bobby might get from a finance compan...

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Q: Finance companies are not depository institutions, but they still lend money

Finance companies are not depository institutions, but they still lend money. If finance companies do not take deposits, where do they get the funds they lend to their customers?

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Q: If John Deere Financial provides loans to John Deere customers and is

If John Deere Financial provides loans to John Deere customers and is owned by Deere & Company, then John Deere Financial is known as what type of finance company?

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