Questions from Financial Markets


Q: Explain how depository institutions successfully “got around” Regulation Q without

Explain how depository institutions successfully “got around” Regulation Q without actually breaking the law.

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Q: The Basel Accords attempted to address which of the following issues?

The Basel Accords attempted to address which of the following issues?

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Q: Robert is confused about why regulators created the too big to fail

Robert is confused about why regulators created the too big to fail policies. What would you tell Robert?

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Q: Explain how regulators use the CAMEL rating in the regulation process.

Explain how regulators use the CAMEL rating in the regulation process.

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Q: In a “pay off and liquidate” approach, what is

In a “pay off and liquidate” approach, what is being liquidated?

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Q: The Community Reinvestment Act was created in response to the issue of

The Community Reinvestment Act was created in response to the issue of redlining. What is/was redlining and how did the act attempt to address it?

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Q: Explain the controversies that exist over the Bureau of Consumer Financial Protection

Explain the controversies that exist over the Bureau of Consumer Financial Protection. How can some critics claim it has too much power, whereas other claim it has no meaningful use at all?

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Q: Initially, thrifts were depository institutions that often were considered “special

Initially, thrifts were depository institutions that often were considered “special.” Why were they viewed this way?

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Q: Explain how savings banks and Savings & Loans were similar but also

Explain how savings banks and Savings & Loans were similar but also very different.

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Q: In what ways did the Fed’s balance sheet change in response to

In what ways did the Fed’s balance sheet change in response to the global financial crisis?

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