Questions from Personal Finance

Q: After nearly 14 years of marriage, Harry and Belinda’s finances have

After nearly 14 years of marriage, Harry and Belinda’s finances have improved, even though they have incurred debts for an automobile loan and a condominium. Plus they now have a 5-y...

Q: The investments of Harry and Belinda have done well through the years

The investments of Harry and Belinda have done well through the years. While the cash portion of their portfolio has risen to $16,000, it is earning a minuscule 1 percent in a money market account; th...

Q: Julia’s investments survived the last recession and bear stock market declines because

Julia’s investments survived the last recession and bear stock market declines because she was well diversified and was investing more heavily in bonds in the years preceding the decline. Julia cashed...

Q: Jessica Varcoe works as a drug manufacturer’s representative based in Irvine,

Jessica Varcoe works as a drug manufacturer’s representative based in Irvine, California. She has an aggressive investment philosophy and believes that interest rates on new bonds will drop over the n...

Q: Julia has been thinking about buying a home. For several months

Julia has been thinking about buying a home. For several months, she has been watching real estate shows on television and visiting open houses in her community. She thinks it is time to take the plun...

Q: Kyle Broflovski, a high school guidance counselor in South Park,

Kyle Broflovski, a high school guidance counselor in South Park, Colorado, has purchased several corporate and government bonds over the years, and his total bond investments now exceeds $40,000. He p...

Q: Ji Wu of Troy, New York, has $5,

Ji Wu of Troy, New York, has $5,000 that he wants to invest in the stock market. Ji is in college on a scholarship and does not plan to use the $5,000 or any dividend income for another five years, wh...

Q: Victor and Maria have decided to increase their contribution to their investment

Victor and Maria have decided to increase their contribution to their investment portfolio since Victor is now age 59 and thinking about retiring in five years. For years, they have followed a moderat...

Q: After learning about mutual funds, the Johnsons are confident that they

After learning about mutual funds, the Johnsons are confident that they are a great way to invest, especially because of the diversification and professional management that funds offer. The couple ha...

Q: It has been over 25 years since Julia graduated with a major

It has been over 25 years since Julia graduated with a major in aeronautical engineering, and she has been quite successful in her career as well as in managing her personal finances. She has moved up...