Q: Charles Napier of Barstow, California, recently took a new job
Charles Napier of Barstow, California, recently took a new job as a manufacturer’s representative for an aluminum castings company. While looking over his employee benefits materials, he discovered th...
See AnswerQ: Coverage Harry and Belinda Johnson spend $20 per month on life
Coverage Harry and Belinda Johnson spend $20 per month on life insurance in the form of a premium on a $10,000, paid-at-65 cash-value policy on Harry that his parents bought for him years ago. Belinda...
See AnswerQ: Switching Life Insurance Policies Victor and Maria Hernandez have a total of
Switching Life Insurance Policies Victor and Maria Hernandez have a total of $200,000 in life insurance. Victor has a $50,000 cash-value policy purchased more than 20 years ago soon after when they ma...
See AnswerQ: Estate Agents Victor and Maria have been thinking about selling their home
Estate Agents Victor and Maria have been thinking about selling their home and buying a house with more yard space so that they can indulge their passion for gardening. Before they make such a decisio...
See AnswerQ: Biming Chen is a college student from Cleveland, Mississippi. Soon
Biming Chen is a college student from Cleveland, Mississippi. Soon to graduate, Biming was approached recently by a life insurance agent, who set up a group meeting for several members of his fraterni...
See AnswerQ: Joseph and Marcia Michael of Athens, Georgia, are a married
Joseph and Marcia Michael of Athens, Georgia, are a married couple in their mid-30s. They have two children, ages 5 and 3, and Marcia is pregnant with their third child. Marcia is a part-time book ind...
See AnswerQ: Julia Price is now in her late 30s and has always wanted
Julia Price is now in her late 30s and has always wanted children. She has arranged to adopt two siblings from overseas, ages 2 and 4. Julia is happy that she earns enough money to support the childre...
See AnswerQ: Just-married couples sometimes over-indulge in the type and
Just-married couples sometimes over-indulge in the type and amount of life insurance that they buy. Hakeem and Leshaniqua Jackson of Barstow, California, took a different approach. Both were working a...
See AnswerQ: The expenses associated with sending two children through college prevented Victor and
The expenses associated with sending two children through college prevented Victor and Maria Hernandez from adding substantially to their investment program. Now that their younger son, Joseph, has co...
See AnswerQ: It has been about 20 years since Julia graduated with a major
It has been about 20 years since Julia graduated with a major in aeronautical engineering, and she has been quite successful in her career and her personal finances. Accordingly, she wants to sell her...
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